01
Financial literacy + credit
Financial Foundations
Financial Foundations is Xonorate Institute's start-here course. Credit, banking, budgeting, debt, and financial decision-making can shape every part of a person's next chapter — this course begins with skills that can be used immediately.
What you'll learn
- Understanding and rebuilding credit
- Opening and managing bank accounts
- Budgeting for irregular income
- Understanding and negotiating debt
- Long-term financial planning
Outcome
Graduates leave with a working budget, a credit-building plan, and the confidence to make informed financial decisions.